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John has over 18 years experience in the electronic payments space helping design and build large payment applications for traditional Banks, as well as large institutional Credit Unions. For the past 10 years John has continued his work around electronic payments, helping start a successful payment service called PayPath, while at TouchNet. More recently John is spending his time focused on emerging payment opportunities, the mobile space as well as payment security concerns. John is glad to share his knowledge with others by regularly attending and speaking at industry events like this.