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Credit Ratings Resource Page

July 12, 2007

Moody's:

• Management of Endowments Grows Increasingly Challenging (May 2007)
• Private College and University Medians 2007 (May 2007)
• *Hot Topic* The Road to Aaa (January 2007)
• 2007 Higher Education Outlook (January 2007)
• *Hot Topic* Capital Investments for Higher Education Institutions: A Key Credit Factor in a Competitive Marketplace (December 2006)
• *Hot Topic* Changes in Audit Guidelines for Alternative Investments Held by Higher Education and Not-for-Profits Highlight Risks of These Strategies (March 2006)
• Moody's 2006 Higher Education Outlook (February 2006)
• 2005 Higher Education and Not-for-Profit Year-End Review (February 2006)
• Rising Energy Costs: No Credit Impact Expected for Higher Education Institutions Due to Budget Adjustments and Other Measures (January 2006)
• Consolidated Public University Revenue Pledges: Public Education Moves to Broaden Pledge Provided to Bondholders (November 2005)
• Management Changes: Impact on Ratings for Higher Education and Not-for-Profit Institutions (October 2005)
• A League of Their Own: Credit Quality of the Ivy League (July 2003)
• Campus Real Estate: A Financial Asset? (February 2002)

Standard & Poor's:

• 2007 Market Review
• Concerns Growing Over Rising Cost of Higher Education (August 19, 2004)
• Mixed Outlook for U.S. Higher Education Despite Mounting Business Challenges (August 19, 2004)

Fitch Ratings:

• Higher Education Outlook for 2007: Stable (February 5, 2007)
• Guidelines for Interest Rate Swaps and Variable Rate Debt (May 10, 2005)